Principality Building Society — Mortgage Completion Letter
Date: 30 July 2026 To: Mr Joe Alexander Constable, 41 Walney Road, York, YO31 1AH From: Principality Building Society (Cymdeithas Adeiladu), PO Box 89, Principality Buildings, Queen Street, Cardiff, CF10 1UA Phone: 0330 333 4000 · principality.co.uk
Key Details
- Mortgage account number: 806319008
- Property: 41 Walney Road, York, YO31 1AH
- Total loan amount: £124,000.00
- Mortgage type: Interest-only (payments do not cover savings plan costs; savings plans must be on track to repay the mortgage at term end)
- Interest rate: 4.4% (per Joe’s records)
- First repayment: 25 September 2026 — £947.96 (includes £493.29 initial interest on top of £454.67)
- Regular monthly repayment: £454.67 from 25 October 2026 (via Direct Debit)
- Payment to conveyancer (CHAPS): £123,992.00 (loan less £8.00 telegraphic transfer fee)
- Overpayments: allowed up to 10% of outstanding balance per calendar year without Early Repayment Charge (ERC); terms in mortgage offer
Support & Contact
- Repayment worries (incl. first repayment): 0330 333 4020 · customersupportteam@principality.co.uk
- Change repayment date: 0330 333 4000 (lender will notify at least 5 working days before any change)
- Online account management: register at principality.co.uk/register — view balance, repayment history, manage savings
- Branches: principality.co.uk/branch
Notes
- Signed by Vicky Wales, Chief Customer Officer.
- “YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.”
Transcribed from scanned PDF by vision model (mimo-v2.5), 4 Aug 2026. Original: principality-mortgage-completion-2026-07-30.pdf