Switching History — Joe
Track record of bank accounts opened (and likely closed via CASS). Used to check eligibility for new switching offers.
| Bank | Opened | Notes |
|---|---|---|
| RBS | Feb 2024 | Still open (savings account, £4,638 balance) |
| TSB | Sep 2023 | Closed (decision 28B, 4 Nov 2026) |
| Barclays | Nov 2023 | Still open (current account) |
| Co-op | Sep 2023 | Likely closed |
| Lloyds | Sep 2021 | Credit card still open, current account likely closed |
| Nationwide | Sep 2021 | Likely closed |
| First Direct | June 2021 | Likely closed |
| Halifax | ? | Still open (balance £0.00) — when did you open this one? |
Currently Open Accounts (known)
- RBS (balance £5.45) — current account
- Barclays (balance £0.00) — current account
- Halifax (balance £0.00) — current account
- Santander (balance £0.00) — current account
- TSB (balance £0.00) — closed; listed here as history, not a current account
- Starling (balance £71.82) — current account
- Starling Helping Out (balance £0.01) — sub-account
- Revolut (balance £4.91) — current account
- Revolut joint with Sophia (balance £27.67) — joint account
- PayPal (balance £0.00) — wallet
- Lloyds (credit card, £6,654.25 stoozing balance) — credit card only
- NatWest (credit card, £1,921.73 stoozing balance) — credit card only
- Virgin Money (credit card, £6,722.17 stoozing balance) — credit card
- Barclaycard (credit card, £3,411.99 stoozing balance) — credit card
- Aqua (credit card, £125.08) — credit card
- Chase (no longer listed — likely closed)
Notes
- CASS switches close the old account, so switching history = banks I’ve been a customer of
- Some banks distinguish “existing customer” (I still have an account) from “had a switch bonus before” (I had one, even if I closed the account)
- For banks in the same group (NatWest/RBS/Ulster, Halifax/Lloyds/Bank of Scotland), eligibility rules often cross-apply