October 2026 — every spend

October 2026 — every spend (1–26 Oct)

105 transactions, £4,076.24. One line per transaction, card and bank combined.

Excludes credit-card repayments (they settle the card lines), savings/investments, the mortgage and transfers between Joe’s own accounts — listed at the end.

2026-10-26

• £246.17 — Homeserve Finance — Starling · Household insurance

2026-10-25

• £20.87 — 29 STATES THE INDIAN K N/A — Barclaycard · Eating out

2026-10-24

• £410.12 — KICKSTARTER.COM NEW YORK USA — Aqua Card · Hobbies
• £11.95 — Warks & Northants Air — Revolut Joint · General merchandise
• £7.50 — York Tennis Club — Starling · Tennis Flood Lights

2026-10-23

• £5.10 — CAPITA/FERA SAND HUTTO 05272466297910023292019 — Barclaycard · Lunch
• £2.91 — ROYAL MAIL GROUP LIMIT LONDON ENG GBR 9323 — Natwest Mastercard · Postage and shipping

2026-10-22

• £38.50 — ASDA STORE 4712 05272466296910058968716 — Barclaycard · Groceries
• £9.01 — PAYPAL *EBAY 35314369001 GBR MT262950411000010031745 — Aqua Card · Transfers
• £6.08 — Co-Op Group Food Retai — Revolut Joint · Groceries
• £4.70 — CAPITA/FERA SAND HUTTO 05272466296910028445985 — Barclaycard · Lunch

2026-10-21

• £7.06 — Asda York Layertho — Revolut Joint · Groceries
• £5.00 — YORK TENNIS CLUB 85383906294500052601655 — Barclaycard · Tennis Flood Lights

2026-10-20

• £150.00 — SG Electrical — Starling · Home improvement
• £35.00 — HMCTS ONLINE FEES 05272466294910005260318 — Barclaycard · Other expenses
• £3.00 — No description — Santander All In One · Uncategorised

2026-10-19

• £11.00 — Holland And Barrett — Revolut Joint · Groceries
• £9.00 — Mind Coney Street — Revolut Joint · Clothing & shoes
• £8.30 — Hebden Tea Company — Revolut Joint · Groceries
• £5.98 — Co-Op Group Food Retai — Revolut Joint · Groceries
• £5.00 — YORK TENNIS CLUB 85383906293500003163806 — Barclaycard · Tennis Flood Lights
• £3.06 — Tesco-Stores 6130 — Revolut Joint · Groceries

2026-10-18

• £55.00 — Jade Yorath-Allen — Starling · Eating out
• £36.80 — B AND M HARLAND 05272466292910038397436 — Barclaycard · Groceries
• £6.80 — Co-Op Group Food Retai — Revolut Joint · Groceries
• £5.31 — EDEN SERVICE STATION 55184226292582924700641 — Barclaycard · Fuel

2026-10-16

• £28.91 — Asda York Layertho — Revolut Joint · Groceries
• £3.56 — Co-Op Group Food Retai — Revolut Joint · Groceries
• £1.90 — Co-Op Group Food Retai — Revolut Joint · Groceries

2026-10-15

• £20.00 — SumUp *GR8ESCAPE YORK 85230746288641706813099 — Barclaycard · Eating out
• £7.60 — Q PARK THE SHAMBLES 55184226288542896237119 — Barclaycard · Travel
• £5.63 — Co-Op Group Food Retai — Revolut Joint · Groceries
• £4.90 — CAPITA/FERA SAND HUTTO 05272466289910027398697 — Barclaycard · Lunch
• £1.92 — Co-Op Group Food Retai — Revolut Joint · Groceries
• £1.31 — Lebara — Starling · Telephone & mobile

2026-10-14

• £177.00 — Watto Property Solutions — Starling · Home improvement
• £140.00 — Watto Property Solutions — Starling · Home improvement
• £100.00 — Watto Property Solutions — Starling · Eating out
• £28.99 — Argos 05184896287033285581222 — Barclaycard · General merchandise
• £5.00 — YORK TENNIS CLUB 85383906288500005643356 — Barclaycard · Tennis Flood Lights

2026-10-13

• £63.64 — POWERFORMER INC. DOVER DE MT262860426000010105705 — Aqua Card · AI tools
• £6.20 — CAPITA/FERA SAND HUTTO 05272466287910022303850 — Barclaycard · Lunch
• £1.88 — Backblaze Inc — Starling · Online services

2026-10-12

• £793.13 — DGMS 55184226285522864624855 — Barclaycard · Home improvement
• £12.00 — AMZNMktplace*BT1ML2UB4 LONDON GBR GBR 9323 — Natwest Mastercard · General merchandise
• £8.21 — The AA — Starling · Car running costs
• £5.82 — ROYAL MAIL GROUP LIMIT LONDON ENG GBR 9323 — Natwest Mastercard · Postage and shipping
• £5.10 — CAPITA/FERA SAND HUTTO 05272466286910013881014 — Barclaycard · Lunch
• £4.02 — Cloudflare — Starling · Other business costs
• £2.50 — YORK TENNIS CLUB 85383906285500041048290 — Barclaycard · Tennis Flood Lights
• £1.18 — eBay O*20-15266-42975 17979676285001120259223 — Barclaycard · General merchandise

2026-10-11

• £32.99 — Argos 05184896284032847704069 — Barclaycard · General merchandise
• £17.00 — PayPal_*Still. by TWO 55184226284532857935375 — Barclaycard · Transfers
• £12.30 — PayPal_*Still by TWO 25633266285106273214502 — Barclaycard · Transfers
• £2.00 — AGE UK BEVERLEY 85481476285875396890826 — Barclaycard · Charitable giving
• £2.00 — YMCA E AND W BEVERLEY 85481476285875438499586 — Barclaycard · General merchandise
• £2.00 — Shelter Trading Limite — Starling · Clothing & shoes
• £1.30 — CANCER RESEARCH LTD 05272466285910033808477 — Barclaycard · Clothing & shoes
• £1.29 — CLR*Boyes 25633266285106294688056 — Barclaycard · General merchandise

2026-10-10

• £54.00 — Dunelm SoftFurnishings 17979676283000513959227 — Barclaycard · Home improvement
• £50.01 — SAINSBURYS PETROL 85481476284875144430173 — Barclaycard · Fuel
• £49.65 — B & Q 1232 85481476284875167970212 — Barclaycard · Home improvement
• £15.00 — Argos 05184896283032706594024 — Barclaycard · General merchandise
• £7.50 — York Tennis Club — Starling · Tennis Flood Lights
• £7.37 — Sainsburys Monks Cro — Revolut Joint · Groceries

2026-10-09

• £4.99 — MORR DONCASTER BALBY 05272466283910065631377 — Barclaycard · Fuel

2026-10-08

• £33.60 — PayPal_*Roxy Ball Room 25633266282106182652837 — Barclaycard · Transfers
• £14.95 — THE HOP YORK 05272476282910054033601 — Barclaycard · Eating out
• £13.10 — THE HOP YORK 05272476282910054033445 — Barclaycard · Eating out
• £4.20 — CAPITA/FERA SAND HUTTO 05272466282910001671298 — Barclaycard · Lunch

2026-10-07

• £243.12 — HOWDENS - YORK D256 55541966281120510001116 — Barclaycard · Home improvement
• £60.65 — Fuse Energy — Starling · Utilities
• £17.99 — PAYPAL SPOTIFYP47B43 35314369001 GBR GBR 9323 — Natwest Mastercard · Transfers
• £13.32 — HOLLYWOOD BOWL 85481476282874761534989 — Barclaycard · Entertainment

2026-10-06

• £18.87 — Klarna — Starling · Clothing & shoes
• £9.96 — Asda Store 4712 — Revolut Joint · Groceries
• £7.50 — York Tennis Club — Starling · Tennis Flood Lights
• £4.70 — CAPITA/FERA SAND HUTTO 05272466280910016834321 — Barclaycard · Lunch

2026-10-05

• £77.94 — eBay O*01-15262-13052 London GBR 9323 — Natwest Mastercard · General merchandise
• £67.06 — B & Q 1356 YORK GBR 9323 — Natwest Mastercard · Home improvement
• £54.00 — SHELL 339 Hull Road YORK GBR 9323 — Natwest Mastercard · Fuel
• £52.90 — CEX 17979676278001192990068 — Barclaycard · Hobbies
• £40.00 — SumUp *York foot clin York GBR 9323 — Natwest Mastercard · Healthcare
• £37.00 — Yorkshire Water — Starling · Utilities
• £18.80 — LITTLE ALADDIN Manchester GBR GBR 9323 — Natwest Mastercard · Eating out
• £13.95 — Nomad Manchester GBR GBR 9323 — Natwest Mastercard · Eating out
• £10.00 — ROXY LEISURE LTD WEST PARK LEE GBR GBR 9323 — Natwest Mastercard · Entertainment
• £6.60 — aliexpress Wilmington DE MT262780521000010009004 — Aqua Card · General merchandise
• £5.82 — ROYAL MAIL GROUP LIMIT LONDON ENG GBR 9323 — Natwest Mastercard · Postage and shipping
• £4.99 — AMZNMktplace*NK6TE2B74 LONDON GBR GBR 9323 — Natwest Mastercard · General merchandise
• £3.69 — CO-OP GROUP 108538 YORK GBR 9323 — Natwest Mastercard · Groceries

2026-10-04

• £55.00 — Jade Yorath-Allen — Starling · Eating out
• £52.66 — Sainsburys — Revolut Joint · Groceries
• £4.50 — Co-Op Group Food Retai — Revolut Joint · Groceries

2026-10-03

• £7.50 — York Tennis Club — Starling · Tennis Flood Lights

2026-10-02

• £87.98 — PAYPAL *FEETT FEETT 35314369001 00 GBR 9323 — Natwest Mastercard · Transfers
• £16.26 — HOLLYWOOD BOWL HUNTINGTON GBR 9323 — Natwest Mastercard · Entertainment
• £8.66 — Asda York Layertho — Revolut Joint · Groceries
• £5.80 — CAPITA/FERA SAND HUTTO YORK GBR 9323 — Natwest Mastercard · Eating out
• £4.80 — SMARTYPLUS.NET SHERMAN OAKS CA MT262750469000010000370 — Aqua Card · Subscriptions

2026-10-01

• £158.00 — City of York Council — Starling · Travel
• £23.50 — Virgin Media — Starling · TV & internet
• £7.50 — York Tennis Club — Starling · Tennis Flood Lights
• £6.15 — Co-Op Group Food Retai — Revolut Joint · Groceries
• £4.20 — CAPITA/FERA SAND HUTTO YORK GBR 9323 — Natwest Mastercard · Eating out

Not spend

• Credit-card repayments: Lloyds £146.58, Aqua £151.69 (26 Oct)
• Savings & investments: Tembo £2,040, Bondsmith £600, Trading 212 £420, and the £500 monthly transfer to savings (1 Oct) — £940 came back out of Tembo
• Mortgage: Principality £454.67 (26 Oct)
• Internal: £60 ×2, £35, £9, £20.80, plus £1.50 PayPal